We specialize in helping buyers:
Appraisal Savings
Concierge Service
Down Payment Assistance & Grants
Exclusive Property App
Negotiation Expertise
Expert Guidance
Too many people are told they need 10–20% down to even think about buying. The truth? With the right strategy, you could buy a home with far less—or even nothing down at all.
You Don’t Need a Huge Down Payment to Buy a Home
✔️ You’re a first-time homebuyer
✔️ Your income is low to moderate for your area
✔️ You want to buy, but the upfront costs are holding you back
✔️ You’re ready for a clear path, not confusion
This isn’t just about buying a house. It’s about making a move that sets you up for long-term success.
Is This You?
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Our 7-Step Process
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Post-Purchase Guidance
Closing Support
Offer Strategy
Home Search with Zenlist
Lender Match & Pre-Approval
Buyer Agreement
Free Consultation
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MEET THE DOWN PAYMENT GRANT KING
I’m a second-generation real estate broker with a mission: to make homeownership possible for more people. I’ve seen how owning a home builds stability and wealth, but too many buyers are held back by upfront costs. That’s where I come in.
I specialize in down payment assistance and grants, helping buyers secure homes with little to no upfront costs. If you’re ready to buy but worried about affordability, let’s create a strategy that works for you.
SKYLER LEMONS
READY TO EXPLORE?
Get access to the same property search tool realtors use. With my home search tool, you’ll see up-to-date listings—including off-market and pre-market homes—before they hit public sites.
Set your budget, save your favorites, and collaborate with me directly in one place.
Start Your Home Search Like a Pro
Jerome Reynolds
"Outstanding, knowledgeable, patient."
"If you are looking for an outstanding realtor, look no further. I really appreciated Skyler's knowledge and experience in helping me through the process. In addition, he calmly and patiently answered all our questions, and when we hit bumps in the road, he quickly gave great advice and assisted with his B2B connections to resolve the problem."
"No fluff or gimmicks"
"Trusting Skyler with my first-time home buying journey has been effortless. I thought this process would be daunting, but his expertise and patience made all the difference. He answers questions in simple terms, responds with thorough research, and never applies pressure. No fluff or gimmicks—just genuine guidance. I feel secure, well-informed, and confident in my decisions."
Taylor Carr
"Professional, knowledgeable AND SO reliable."
"As a first-time homebuyer, I was hesitant about the process, but Skyler was professional, knowledgeable, and always provided valuable insights on each property we toured. His instinctive guidance made everything smoother. I highly recommend him to anyone looking for a reliable realtor who is responsive, professional, and truly invested in his clients"
REAL RESULTS
Frequently Asked Questions
What is Down Payment Assistance, and how does it work?
DPA programs provide grants, forgivable loans, or low-interest loans to help cover your down payment and/or closing costs, reducing the upfront money you need to buy a home.
Who qualifies for Down Payment Assistance?
Eligibility varies by program, but most require you to be a first-time homebuyer, meet income limits, and purchase in an approved area. Some programs also have credit score requirements.
How much money can I receive from Down Payment Assistance?
The amount varies by program and location, but buyers can receive anywhere from a few thousand dollars to over $50,000, depending on the specific grant or loan.
Do I have to pay back Down Payment Assistance?
Some programs offer grants that don’t need to be repaid, while others provide loans that may be forgivable after a certain period or repaid when you sell or refinance. Majority of my clients close with forgivable down payment assistance programs.
Can I use Down Payment Assistance with any type of mortgage loan?
Many DPA programs can be used with FHA, VA, USDA, and conventional loans, but specific program guidelines will determine compatibility.
Does using Down Payment Assistance make my offer less competitive?
Not necessarily! I negotiate strategically to structure winning offers that incorporate DPA while ensuring sellers still see a strong, reliable deal.
Are there restrictions on the type of home I can buy with Down Payment Assistance?
Some programs may have restrictions on purchase price, property type (e.g., single-family homes, condos, townhouses), or require the home to be your primary residence.
Can I combine multiple Down Payment Assistance programs?
Yes! Many buyers use a combination of grants, local/state assistance, and lender-specific programs to maximize savings.
How do I get started with Down Payment Assistance?
First, book a Homebuying + Grant Match Call so I can assess your eligibility and match you with the best programs for your situation.
What upfront costs will I still need to cover?
Even with DPA, you may need to cover earnest money, inspection fees, and potential out-of-pocket closing costs—but I work to minimize these expenses through negotiation and structuring your deal effectively.
Can you leverage down payment assistance when buying a multifamily property?
Yes, you can use down payment assistance for multifamily properties. However, most programs cap the property at 2 units, ensuring that the home qualifies as your primary residence.
WE'RE here TO MAKE IT POSSIBLE
You don’t need to figure this out alone. We’ll help you find the right home, the right financial support, and the right strategy to make buying a home possible—without the huge upfront costs.
Take the First Step Toward Homeownership