You Don’t Need a Huge Down Payment to Buy a Home
Too many people are told they need 10–20% down to even think about buying. The truth? With the right strategy, you could buy a home with far less—or even nothing down at all.
Expert Guidance
Negotiation Expertise
Exclusive Property App
Down Payment Assistance & Grants
Concierge Service
Appraisal Savings
We specialize in helping buyers:
Is This You?
✔️ You’re a first-time homebuyer
✔️ Your income is low to moderate for your area
✔️ You want to buy, but the upfront costs are holding you back
✔️ You’re ready for a clear path, not confusion
This isn’t just about buying a house. It’s about making a move that sets you up for long-term success.
SKYLER LEMONS
I’m a second-generation real estate broker with a mission: to make homeownership possible for more people. I’ve seen how owning a home builds stability and wealth, but too many buyers are held back by upfront costs. That’s where I come in.
I specialize in down payment assistance and grants, helping buyers secure homes with little to no upfront costs. If you’re ready to buy but worried about affordability, let’s create a strategy that works for you.
MEET THE DOWN PAYMENT GRANT KING
Start Your Home Search Like a Pro
Get access to the same property search tool realtors use. With my home search tool, you’ll see up-to-date listings—including off-market and pre-market homes—before they hit public sites.
Set your budget, save your favorites, and collaborate with me directly in one place.
READY TO EXPLORE?
"If you are looking for an outstanding realtor, look no further. I really appreciated Skyler's knowledge and experience in helping me through the process. In addition, he calmly and patiently answered all our questions, and when we hit bumps in the road, he quickly gave great advice and assisted with his B2B connections to resolve the problem."
"Outstanding, knowledgeable, patient."
Jerome Reynolds
"Trusting Skyler with my first-time home buying journey has been effortless. I thought this process would be daunting, but his expertise and patience made all the difference. He answers questions in simple terms, responds with thorough research, and never applies pressure. No fluff or gimmicks—just genuine guidance. I feel secure, well-informed, and confident in my decisions."
"No fluff or gimmicks"
"As a first-time homebuyer, I was hesitant about the process, but Skyler was professional, knowledgeable, and always provided valuable insights on each property we toured. His instinctive guidance made everything smoother. I highly recommend him to anyone looking for a reliable realtor who is responsive, professional, and truly invested in his clients"
"Professional, knowledgeable AND SO reliable."
Taylor Carr
Frequently Asked Questions
DPA programs provide grants, forgivable loans, or low-interest loans to help cover your down payment and/or closing costs, reducing the upfront money you need to buy a home.
Eligibility varies by program, but most require you to be a first-time homebuyer, meet income limits, and purchase in an approved area. Some programs also have credit score requirements.
The amount varies by program and location, but buyers can receive anywhere from a few thousand dollars to over $50,000, depending on the specific grant or loan.
Some programs offer grants that don’t need to be repaid, while others provide loans that may be forgivable after a certain period or repaid when you sell or refinance. Majority of my clients close with forgivable down payment assistance programs.
Many DPA programs can be used with FHA, VA, USDA, and conventional loans, but specific program guidelines will determine compatibility.
Not necessarily! I negotiate strategically to structure winning offers that incorporate DPA while ensuring sellers still see a strong, reliable deal.
Some programs may have restrictions on purchase price, property type (e.g., single-family homes, condos, townhouses), or require the home to be your primary residence.
Yes! Many buyers use a combination of grants, local/state assistance, and lender-specific programs to maximize savings.
First, book a Homebuying + Grant Match Call so I can assess your eligibility and match you with the best programs for your situation.
Even with DPA, you may need to cover earnest money, inspection fees, and potential out-of-pocket closing costs—but I work to minimize these expenses through negotiation and structuring your deal effectively.
Yes, you can use down payment assistance for multifamily properties. However, most programs cap the property at 2 units, ensuring that the home qualifies as your primary residence.
