Down Payment Match Quiz | See What You Qualify For

The following terms apply to our SMS/text messaging program:
1. We use SMS to confirm appointments, send reminders, and notify clients of schedule updates or
important changes.
2. You can cancel the SMS service at any time. Just text “STOP”. After you send the SMS message
“STOP” to us, we will send you an SMS message to confirm that you have been unsubscribed.
After this, you will no longer receive SMS messages from us. If you want to join again, just sign
up as you did the first time, and we will start sending SMS messages to you again.
3. If you are experiencing issues with the messaging program, you can reply with the keyword
“HELP” for more assistance, or you can get help directly at info@skylerlemons.com.
4. Carriers are not liable for delayed or undelivered messages.
5. As always, message and data rates may apply for any messages sent to you from us and to us
from you. Message frequency may vary. If you have any questions about your text plan or data
plan, it is best to contact your wireless provider.
6. If you have any questions regarding privacy, please read our privacy policy: [LINK TO PRIVACY
POLICY]

SMS Terms & Conditions

Important — Role Disclosure: Down Payment Grant King is a licensed real estate broker in the State of Illinois and Indiana. I am not a mortgage lender, mortgage broker, bank, or financial advisor. I do not originate, underwrite, or fund loans, and we do not provide loan, mortgage, credit, or financial advice.

Any information we share about down payment assistance programs, grants, or loan programs is general and educational only. For advice about mortgage loans, financing, or your financial situation, please consult a licensed mortgage professional or financial advisor.

Down Payment Grant King (“we,” “our,” or “us”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services, including our down payment assistance guidance, housing grant matching, and related real estate services.

Please read this Privacy Policy carefully. If you do not agree with its terms, please do not access the website or use our services.

If you have questions or comments about this Privacy Policy, or wish to update your preferences, please
contact us at:

Down Payment Grant King
Email: info@skylerlemons.com
Phone: 312-799-0913
Mailing address: 2935 N Clark Chicago IL 60657

Contact Us

Depending on your location, you may have certain rights regarding your personal information, including:
• The right to access your personal information;
• The right to correct inaccurate information;
• The right to request deletion of your information; and
• The right to opt out of marketing communications.

Your Rights

We use administrative, technical, and physical security measures to help protect your personal
information. However, no method of transmission over the Internet or electronic storage is 100% secure,
and we cannot guarantee absolute security.

Data Security

We may use cookies and similar tracking technologies to track activity on our website and hold certain
information. You can instruct your browser to refuse all cookies or to indicate when a cookie is being
sent.

Cookies and Tracking Technologies

We collect personal information such as your name, email address, phone number, and message content
when you submit a form on our website. This information is used to respond to your inquiries, provide
our services, and communicate with you about appointments and account updates.

Your opt-in consent for SMS or email communications is never sold, rented, or shared with third
parties for their marketing or promotional purposes.

Consent & Data Sharing

Down Payment Grant King may collect your name, phone number, email address, and any information you provide through our website forms when you opt in to receive SMS communications.

We use this information to send text messages related to your inquiry, appointments, program matches, account updates, and customer care. Message frequency may vary. Message and data rates may apply.

You can opt out of SMS communications at any time by replying STOP. You can reply HELP for assistance.
Mobile opt-in information and SMS consent are not shared with third parties or affiliates for marketing or promotional purposes.

SMS/Text Messaging Privacy

We may share your information only in the following limited situations:

• Service Providers: We may share information with trusted third-party vendors who perform services on our behalf (for example, email delivery, hosting, or SMS platform providers), solely so they can perform those services for us.

• Legal Requirements: We may disclose your information if required by law or in response to valid requests by public authorities.

• Business Transfers: We may share information in connection with a merger, acquisition, or sale of assets.
Data will not be shared with third parties for marketing or promotional purposes. We do not sell, rent, or trade your personal information, including your phone number, to any third party for their own marketing or promotional purposes.

Sharing Your Information

We may use the information we collect for purposes including to:

• Provide, operate, and maintain our services and respond to your inquiries;
• Match you with down payment assistance programs and housing grants, and refer you to licensed
lenders or other professionals where appropriate;
• Send you appointment reminders, account updates, and service-related communications;
• Send you marketing or promotional communications, where you have consented;
• Improve our website and services and analyze usage and trends; and
• Comply with legal obligations.

How We Use Your Information

We may collect information about you in a variety of ways, including:

• Personal Data: When you complete our Down Payment Match Quiz, submit a contact form, or otherwise engage our services, we may collect personally identifiable information such as your name, email address, phone number, mailing address, and details about your homebuying goals.

• Usage Data: When you visit our website, we may automatically collect certain information such as
your IP address, browser type, operating system, access times, and the pages you have viewed.

• SMS/Text Data: When you opt in to receive text messages from us, we collect your phone number
and the information you provide in connection with your inquiry.